At times, dividing your payments among various credit/debit cards can be a more convenient way to handle a substantial purchase. Several retailers provide this option to their customers.
Therefore, it raises the question of whether Amazon permits its customers to split payments using multiple credit cards or if they can only make purchases using a single payment method.
Amazon allows you to split payments.
Currently, Amazon does not permit its customers to divide payments between multiple credit or debit cards. However, if you want to split payments, you may use an EBT or gift card instead. Please note that Amazon will not accept an EBT or gift card if you wish to split payments with them. For more information on split payments on Amazon, please refer to this article.
How do I add an Amazon gift card to my Amazon account?
To add an Amazon gift card to your Amazon account, you can follow these steps:
- Go to the Amazon website and log in to your account.
- Click on the “Accounts & Lists” dropdown menu located at the top of the page.
- Select “Gift cards” from the options provided.
- On the gift cards page, select the option “Redeem a gift card.”
- Enter the gift card claim code, which is a 14 or 15-digit code located on the back of the gift card or in the email if it was sent electronically.
- Click on the “Apply to your balance” button, and the gift card amount will be added to your account balance.
Once you’ve added the gift card to your account, you can use it to make purchases on Amazon. If the balance on your gift card is not enough to cover the total purchase amount, you can use another payment method to cover the remaining balance.
How do I split a payment on Amazon with a gift card?
Amazon currently does not allow customers to split payments between different credit or debit cards, but you can use an Amazon gift card to pay for part of your order. Here’s how to split a payment with a gift card on Amazon:
- Add the items you wish to purchase to your Amazon cart.
- Proceed to checkout and enter your shipping and payment information.
- On the payment screen, select “Add a gift card” under the “Gift cards & promotional codes” section.
- Enter the gift card claim code in the provided box and click “Apply to your balance.”
- The gift card amount will be applied to your order total. If the balance on your gift card is not enough to cover the total purchase amount, you can use another payment method, such as a credit or debit card, to cover the remaining balance.
Please note that Amazon does not currently allow splitting payments between a gift card and EBT (Electronic Benefits Transfer) payment method.
Can I use a Visa/MasterCard gift card to split a payment on Amazon?
Yes, you can use a Visa/MasterCard gift card to split a payment on Amazon. Here’s how:
- Add the items you wish to purchase to your Amazon cart.
- Proceed to checkout and enter your shipping and payment information.
- On the payment screen, select “Add a card” under the “Payment methods” section.
- Enter the Visa/MasterCard gift card information, including the card number, expiration date, and security code.
- The gift card balance will be applied to your order total. If the balance on your gift card is not enough to cover the total purchase amount, you can use another payment method, such as a credit or debit card, to cover the remaining balance.
Please note that you may need to register your Visa/MasterCard gift card with the card issuer before using it on Amazon. Additionally, some gift cards may have restrictions or fees associated with them, so it’s a good idea to read the terms and conditions of the gift card before using it to make a purchase on Amazon.
Why doesn’t Amazon allow split payments with credit/debit cards?
Amazon does not allow split payments with credit/debit cards because it can create additional complexities for their payment system and could potentially increase the risk of fraud.
Splitting payments between multiple cards can result in authorization issues, payment errors, and chargebacks, which can be time-consuming and costly to resolve. Additionally, it can be difficult to verify the identity of the cardholder when multiple cards are used for a single purchase, which could increase the risk of fraudulent activity.
To provide customers with a convenient payment experience while reducing the risk of payment issues, Amazon offers other payment options such as using an EBT card or a gift card to split payments. These payment options are typically easier to manage and verify and can help to ensure that transactions are completed smoothly and securely.
What payment methods does Amazon accept?
Amazon does not permit split payments, but they accept various payment methods. You can pay for your Amazon purchases using any of the following payment methods:
- Visa Debit/Credit
- MasterCard
- American Express
- Amazon Pay
- EBT cards
- Amazon Cash
What stores and websites allow customers to split their payments?
Although Amazon does not permit split payments, there are some retail stores and websites that allow customers to make split payments. For instance, Walmart and Crate & Barrel are two examples of stores that allow split payments.
However, most retailers do not allow online split payments as it can make fraud more challenging to detect with multiple cards. Hence, it is reasonable for stores not to allow it.
Many retail stores offer the option of paying part of your purchase with cash and the rest with a credit card.
If you would like to learn more about Amazon, please check out our related posts on topics such as Amazon’s payment revisions notice, Amazon’s Sunday delivery services, and Amazon’s gift-wrapping options.
Conclusion..
Amazon does not allow customers to split payments across multiple credit or debit card accounts. However, customers can still pay using an EBT or gift card in addition to a credit/debit card to cover the balance.
If splitting payments is necessary, customers can purchase multiple gift cards and use them to spread out the payments. This can help to avoid the restrictions on splitting payments using multiple credit or debit cards.